Money this month is going to be incredibly tight as we need to pay for both T and M’s birthday. I hate being short of money and having to scrimp, we don’t even have enough money to be able to save anything. It doesn’t help that we have money coming in at different times. I wish mine and Hubby’s pay days were the same, as well as family allowance and DLA just so that I know how much I have for the month and it is all in one place. I do need to get better organised with my money and start preparing for Christmas.